Fuel Your Business Ambition. Smart Financing for Smart Growth.

Whether you're launching a startup, expanding operations, managing cash flow, or purchasing equipment, the right financing can be the catalyst that transforms your business vision into reality. Business loans provide the capital you need to seize opportunities without compromising your operational funds."

Types of Business Loans

By Purpose:

• Working Capital Loans: Manage daily operations, inventory, payroll

• Equipment Financing: Purchase machinery, vehicles, technology

• Commercial Real Estate Loans: Buy/renovate business property

• Business Expansion Loans: Open new locations, enter new markets

• Startup Loans: For new businesses with solid business plans

• Invoice Financing: Advance cash against outstanding invoices

• Merchant Cash Advances: Based on future credit card sales

By Structure:

• Term Loans: Lump sum with fixed repayments (short-term: <3 years, long-term: 3-10+ years)

• Business Lines of Credit: Revolving credit for ongoing needs

• SBA/Govt-Backed Loans: Lower rates with government guarantees

• Secured vs. Unsecured: Collateral-based vs. credit-based

3. Key Eligibility Criteria

Business Requirements:

• Age of Business: Minimum 1-3 years typically (except startup-specific loans)

• Annual Revenue: Minimum thresholds vary by loan type (usually ₹10L+)

• Profitability: Many lenders require 1-2 years of profit

• Business Plan: Required for startups and large expansions

• Industry Type: Some restrictions on high-risk sectors

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