Urgent Cash? Get It Now.

Life's emergencies don't wait for payday. Cash loans are short-term, unsecured personal loans designed to provide immediate financial relief when you need it most. Whether it's a medical emergency, urgent repair, or unexpected expense, get the funds you need without lengthy bank procedures or collateral requirements."

When to Consider a Cash Loan

Urgent Situations:

• Medical Emergencies: Hospital bills, medicines, treatments

• Vehicle Repairs: Breakdowns, accident repairs, servicing

• Home Repairs: Plumbing, electrical, structural emergencies

• Travel Emergencies: Last-minute travel for family needs

• Utility Payments: Prevent disconnection of essential services

Financial Gaps:

• Between Paychecks: Bridge short-term cash flow gaps

• Business Urgencies: Immediate working capital needs

• Education Fees: Admission deadlines, exam fees

• Unexpected Bills: Insurance premiums, tax payments

Better Than Alternatives:

• Vs. Credit Cards: Lower interest than cash advances

• Vs. Friends/Family: Maintain relationships, structured repayment

• Vs. Pawn Shops: Keep your assets, better terms

• Vs. Payday Loans: More regulated, longer tenure options

Eligibility Requirements

Basic Criteria:

• Age: 21-58 years (salaried), 22-60 years (self-employed)

• Minimum Income: ₹15,000/month (salaried), ₹1.8 Lakhs/year (self-employed)

• Employment:

  • Salaried: At least 3 months with current employer

  • Self-employed: 1 year in current business

• Credit Score: 600+ (we consider other factors too)

• Bank Account: Active savings account with 6-month history

Simplified Documentation:

1. Identity Proof: Aadhaar (QR scan) or PAN

2. Address Proof: Aadhaar or utility bill

3. Income Proof:

   • Salaried: Last 3 months bank statement (auto-fetch via bank connect)

   • Self-employed: Last 6 months bank statement

4. Employment Proof:

   • Salaried: Employee ID or company email verification

   • Self-employed: Business registration or GST certificate

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